Flexible Payment Options
Making your dream
backyard more affordable
Invest In Your Home
Smart Financing Options For Your Outdoor Investment
Transforming your outdoor space shouldn’t be limited by your immediate budget. At Greenscapes Outdoor Living, we believe every North Alabama homeowner deserves a stunning place to relax and entertain. That is why we partner with leading lenders to offer competitive financing solutions tailored to your specific project needs.
HFS Financial
- Rates starting as low as 7.99%
- Low monthly payments
- No prepayment penalties
- No dealer fees
- Dedicated loan consultant
Lyon Financial
- Specialized pool & outdoor living loans
- Terms up to 20 years
- No home equity or collateral required
- Fixed interest rates
- Partner support from start to finish
The Process
Simple Steps To
Secure Funding
01
Consultation & Quote
We’ll work with you to design your perfect space and provide a detailed project estimate.
02
Choose Your Plan
Review our list of preferred lenders and select the monthly payment plan that fits your lifestyle.
03
Fast Approval
Complete a simple online application and receive a decision in minutes without impacting your credit score.
04
Construction Begins
Once funding is secured, our team hits the ground running to bring your oasis to life.
What Neighbors Are Saying
North Alabama Trusts Greenscapes
Common Questions
Everything You Need To Know About Financing
Can I finance my entire outdoor living project?
Yes, most of our lending partners allow you to finance the full cost of your project, including design, materials, and construction for pools, kitchens, and hardscapes.
Does applying for financing affect my credit score?
Our preferred lenders typically offer a “soft credit pull” for the initial pre-qualification. This allows you to see your potential rates without impacting your credit score.
What are the typical interest rates for backyard financing?
Rates vary based on your credit history, loan amount, and the current market. We work with lenders who offer competitive rates specifically for home improvement and outdoor living investments.
How long does the approval process take?
Most homeowners receive a decision within minutes of submitting an online application. Once approved, the funding process is usually completed within a few business days.
Are there any prepayment penalties?
The majority of our financing partners do not charge penalties for paying off your loan early. This gives you the flexibility to manage your debt on your own schedule.
Do I need equity in my home to qualify?
Not necessarily. We offer access to unsecured personal loans for home improvement, meaning you don’t always need to use your home as collateral to secure your dream backyard.
Can I use financing for a pool renovation or just new builds?
Financing can be used for both new construction and major renovations. Whether you’re adding a new fiberglass pool or upgrading an existing patio, we have options to help.
Get Started
Ready to Love Your
Backyard Again?
Get a free consultation with our team. We'll walk your property, talk through your vision, and put a plan together — no pressure, no obligation.